Per-Employee Monthly Pricing Benchmarks
| Plan Tier | Team 5–25 | Team 26–100 | Team 100+ |
|---|---|---|---|
| Modular global plan (e.g. SafetyWing Remote Health) | $130–180 | $140–190 | $150–200 |
| Mid-tier hybrid (e.g. Insured Nomads) | $160–220 | $170–230 | $180–240 |
| Traditional IPMI (e.g. Allianz, Cigna) | $220–340 | $240–360 | $260–380 |
| Country-by-country PEO + local plans | $320–520 | $340–540 | $360–560 |
Pricing reflects fully-loaded monthly per-employee cost in USD (premium + admin + ancillary). Actual quotes vary by team composition, country mix, and underwriting.
What Drives the Variance
Team composition
Age distribution, dependants ratio, contractor vs employee mix all move per-employee cost by 10–25%.
Country mix
US-heavy teams pay 30–50% more than EU/Asia-heavy teams. LatAm-heavy teams pay 10–20% less.
Plan structure
Modular per-employee pricing dramatically more predictable than experience-rated traditional IPMI for teams under 100.
Vendor consolidation
Each unconsolidated vendor adds 5–8% in admin overhead. The first 3 vendors saved typically deliver 15–24% of total cost.
Get a Real Quote in Minutes
SafetyWing Remote Health offers per-employee pricing at the bottom of this benchmark range — predictable, USD-stable, contractor-inclusive.
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