Scuba Diving Travel Insurance
Dive with peace of mind. Coverage for decompression sickness, hyperbaric treatment, equipment, and emergency evacuation.
Scuba diving insurance — get a quoteWhat Diving Insurance Covers
Scuba diving presents unique risks. Specialized cover protects against diving-specific emergencies.
Decompression Sickness (DCS)
Treatment for "the bends" including hyperbaric chamber therapy
Hyperbaric Treatment
Chamber sessions can cost $5,000-$50,000+
Diving Equipment
Protection for regulators, BCDs, dive computers, and cameras
Depth Limits
Check your policy's maximum depth (often 30m-40m recreational)
Emergency Evacuation
Transport to nearest hyperbaric facility
Certification Level
Coverage may depend on your dive certification
Important: Always check your policy's maximum depth, certification requirements, and any excluded diving activities (technical, cave, solo diving).
Diving Risks & Why Insurance Matters
Scuba diving is generally safe, but specific risks require specialized medical treatment.
Decompression Sickness (DCS)
Nitrogen bubbles in blood from ascending too quickly
High RiskBarotrauma
Pressure-related injuries to ears, sinuses, or lungs
Medium RiskMarine Life Injuries
Stings, bites, or cuts from marine creatures
Variable RiskEquipment Failure
Regulator malfunction, BCD issues, or lost gear
Variable RiskProtect Your Journey
Scuba diving insurance covers hyperbaric chamber treatment and diving-related injuries.
Scuba diving insurance — get a quoteWe receive a fee when you get a quote from World Nomads using this link. We do not represent World Nomads. This is not a recommendation to buy travel insurance.
Popular Dive Destinations
Great Barrier Reef
Australia
World's largest coral reef system
Red Sea
Egypt
Wrecks, walls, and vibrant marine life
Thailand
Southeast Asia
Similan Islands, Koh Tao, Richelieu Rock
Maldives
Indian Ocean
Manta rays, whale sharks, pristine reefs
Caribbean
Central America
Cozumel, Belize Blue Hole, Bonaire
Indonesia
Southeast Asia
Raja Ampat, Komodo, Bali wrecks
Frequently Asked Questions
Does standard travel insurance cover scuba diving?
Most standard policies either exclude scuba diving entirely or limit coverage to shallow recreational diving (typically 10-18 metres with an instructor). Dedicated diving cover or adventure sports add-ons are usually required for deeper or independent diving.
What depth am I covered to dive?
Coverage depth varies by policy. Standard adventure travel insurance often covers recreational diving to 30 metres. Technical diving, deeper dives, or specialised diving (cave, wreck penetration) typically requires specialist cover.
Is decompression sickness covered by travel insurance?
Policies with scuba diving cover typically include DCS treatment. Hyperbaric chamber therapy can cost $5,000-$50,000+ depending on sessions needed, making this essential coverage for divers.
Do I need to be certified to be insured?
Most policies require you to hold a recognised certification (PADI, SSI, NAUI, BSAC) for the type of diving you're undertaking, or to be diving under qualified instruction through a recognised course.
Is my dive equipment covered?
Some policies include dive equipment cover for regulators, BCDs, dive computers, wetsuits, and underwater cameras. Check coverage limits and whether rented equipment is also covered.
Does diving insurance cover me if I dive alone?
Solo diving may void your coverage or require specialist policies. Most recreational diving insurance assumes you're diving with a buddy according to standard safety protocols.
What about night diving or wreck diving?
Night diving is often covered under standard dive insurance. Wreck penetration diving may require additional coverage as it's considered higher risk. Always check your policy wording.
Can I get covered if I'm learning to dive?
Yes, many policies cover learn-to-dive courses with a certified instructor from a recognised organisation. Some require you to hold at least Open Water certification for independent diving cover.
What should I do if I get DCS symptoms abroad?
Contact your insurer's emergency assistance line immediately. Do not fly until cleared by a dive medicine specialist—flying with DCS can be life-threatening. Most policies coordinate evacuation to hyperbaric facilities.
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Protect your trip
Scuba diving insurance covers hyperbaric chamber treatment and diving-related injuries.
- Medical emergency coverage
- Trip cancellation protection
- Lost luggage assistance
We receive a fee when you get a quote from World Nomads using this link. We do not represent World Nomads. This is not a recommendation to buy travel insurance.
Our team includes certified divers who understand the unique insurance requirements of underwater adventures.