Skiing Travel Insurance
Hit the slopes with confidence. Winter sports insurance covers skiing injuries, equipment, mountain rescue, and piste closures.
Winter sports coverage — get a quoteWhat Ski Insurance Covers
Essential protection for your skiing or snowboarding holiday.
Winter Sports Activity
Coverage for on-piste skiing and snowboarding injuries
Off-Piste Coverage
Available with guided off-piste skiing add-on
Equipment Cover
Protection for skis, boards, boots, and bindings
Piste Closure
Compensation if lifts close due to no snow or high winds
Mountain Rescue
Helicopter evacuation from slopes can cost thousands
Avalanche Cover
Protection if caught in an avalanche while on marked runs
Important: Standard travel insurance does NOT cover skiing. Always ensure your policy includes winter sports cover before hitting the slopes.
Common Skiing Injuries
Skiing carries inherent risks. Proper insurance ensures treatment costs are covered.
Knee Injuries (ACL/MCL)
~35% of ski injuries
Wrist Fractures
Common in snowboarding falls
Shoulder Injuries
Dislocations and collarbone fractures
Head Injuries
Always wear a helmet
Protect Your Journey
Winter sports coverage includes mountain rescue, equipment damage, and piste closure.
Winter sports coverage — get a quoteWe receive a fee when you get a quote from World Nomads using this link. We do not represent World Nomads. This is not a recommendation to buy travel insurance.
Popular Ski Destinations
French Alps
Chamonix, Val d'Isère, Courchevel, Méribel
Austrian Alps
St. Anton, Kitzbühel, Innsbruck, Mayrhofen
Swiss Alps
Zermatt, Verbier, St. Moritz, Davos
Italian Dolomites
Cortina, Val Gardena, Livigno, Cervinia
North America
Aspen, Whistler, Park City, Vail
Japan
Niseko, Hakuba, Nozawa Onsen
Frequently Asked Questions
Is skiing covered by standard travel insurance?
No, most standard travel insurance policies exclude winter sports. You need a policy with specific winter sports cover or a winter sports add-on to be protected while skiing or snowboarding.
What does ski insurance typically cover?
Ski insurance typically covers: medical treatment for skiing injuries, mountain rescue and helicopter evacuation, ski equipment loss/damage/theft, piste closure compensation, ski pack cover (unused lift passes, lessons, hire), and personal liability on the slopes.
Do I need off-piste skiing insurance?
Standard winter sports cover typically only includes on-piste skiing (marked, groomed runs). Off-piste skiing requires additional cover, often with conditions such as being accompanied by a qualified guide.
How much does mountain rescue cost without insurance?
Mountain rescue in European resorts can cost €5,000-€20,000 or more. In North America, helicopter evacuation can exceed $50,000. Ski insurance with mountain rescue cover is essential.
Is my ski equipment covered?
Policies with ski equipment cover protect against loss, theft, and damage to skis, snowboards, boots, and bindings. Coverage limits vary—typically £500-£2,000—and owned equipment usually has higher limits than hired gear.
What is piste closure cover?
If lifts close due to lack of snow, high winds, or avalanche risk, piste closure cover provides daily compensation. This helps offset the cost of travel to alternative resorts or unused lift passes.
Do I need insurance for ski school or lessons?
Yes, ski lessons involve the same risks as recreational skiing. Ensure your winter sports policy covers you while taking instruction. "Ski pack" cover can also reimburse unused lesson fees.
What about skiing in North America—do I need special cover?
Yes, skiing in the USA or Canada requires both winter sports cover AND adequate medical coverage for North America (minimum $1 million recommended due to high healthcare costs). Always check your destination is covered.
Are there age limits for ski insurance?
Many insurers have age limits for winter sports cover, often 65 or 70. Some specialist providers cover older skiers, though premiums may be higher. Always check age limits before purchasing.
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Protect your trip
Winter sports coverage includes mountain rescue, equipment damage, and piste closure.
- Medical emergency coverage
- Trip cancellation protection
- Lost luggage assistance
We receive a fee when you get a quote from World Nomads using this link. We do not represent World Nomads. This is not a recommendation to buy travel insurance.
Our team includes keen skiers who understand the specific insurance needs of winter sports holidays.