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World Nomads Travel Insurance

Simple and flexible travel insurance designed by travelers, for travelers. Coverage for 150+ adventure activities with 24/7 emergency assistance.

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About World Nomads Travel Insurance

Since 2002, World Nomads have been protecting, connecting and inspiring independent travelers around the globe. Their travel insurance is designed specifically for adventurous travelers who need flexible coverage that keeps up with their lifestyle.

Unlike traditional insurance providers, World Nomads understands that travel does not always go according to plan. Their policies allow you to buy coverage at home or while already abroad, extend your period of cover at any time, and make claims online from anywhere in the world. This flexibility makes them a popular choice among backpackers, gap year travelers, and digital nomads.

World Nomads stands out for its adventure activity coverage, protecting travelers during more than 150 sports and activities that many traditional insurers exclude. Whether you are trekking in Nepal, diving in Thailand, or skiing in the Alps, World Nomads provides the specialist coverage adventurous travelers need.

Compare World Nomads Plans

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Standard Plan

Essential travel protection

  • Emergency medical coverage up to $100,000
  • Trip cancellation protection
  • Lost luggage assistance up to $1,000
  • Emergency evacuation
  • 150+ adventure activities covered
View Standard Plan Details
Higher Coverage
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Explorer Plan

Enhanced adventure coverage

  • Emergency medical coverage up to $250,000
  • Comprehensive trip cancellation
  • Lost luggage assistance up to $3,000
  • Enhanced emergency evacuation
  • Extended adventure sport coverage
View Explorer Plan Details

Key Features of World Nomads Insurance

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150+ Adventure Activities

From skiing and scuba diving to bungee jumping and white water rafting.

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Buy While Traveling

Purchase or extend your cover while you are already on the road.

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Online Claims

Submit and track claims online from anywhere in the world.

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Worldwide Coverage

Protection for travelers from over 100 countries visiting destinations worldwide.

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24/7 Emergency Assistance

Multilingual team available around the clock for medical emergencies.

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Footprints Program

Make a micro-donation to community development projects when you buy a policy.

Protect Your Journey

Travel insurance can help protect against unexpected trip cancellations, medical emergencies, and lost luggage.

Get a travel insurance quote

We receive a fee when you get a quote from World Nomads using this link. We do not represent World Nomads. This is not a recommendation to buy travel insurance.

Who Is World Nomads Best For?

World Nomads travel insurance is ideal for independent travelers, backpackers, adventure seekers, and gap year travelers who want reliable coverage without the constraints of traditional insurance. It is particularly well suited for:

  • Adventure travelers who participate in activities like hiking, skiing, diving, or surfing that many standard policies exclude.
  • Backpackers and gap year travelers who need flexible coverage they can extend while abroad.
  • Independent travelers who prefer to organise their own trips rather than booking package holidays.
  • Families looking for comprehensive coverage that also protects younger travelers during active holidays.
  • Digital nomads who work remotely while traveling and need coverage that adapts to their lifestyle.

It is worth noting that World Nomads may not be the best choice for travelers with pre-existing medical conditions, those seeking the cheapest basic coverage, or travelers over 70 years of age. For these needs, consider comparing multiple providers on our insurance comparison page.

Adventure Activities Covered

One of World Nomads' strongest selling points is coverage for more than 150 adventure sports and activities. This is significantly more than most travel insurance providers offer. Popular covered activities include:

Hiking & Trekking
Skiing & Snowboarding
Scuba Diving
Surfing
Bungee Jumping
White Water Rafting
Rock Climbing
Sailing
Mountain Biking
Zip Lining
Kayaking
Horseback Riding
Paragliding
Snorkelling
Safari Tours
Cycling Tours

Coverage varies between Standard and Explorer plans. Check your chosen activities are included before purchasing.

Frequently Asked Questions

What does World Nomads travel insurance cover?
World Nomads provides coverage for emergency medical expenses, trip cancellation, lost luggage, emergency evacuation, and over 150 adventure sports and activities including hiking, skiing, scuba diving, and more. Specific coverage limits vary between the Standard and Explorer plans.
Can I buy World Nomads insurance while already traveling?
Yes, World Nomads allows you to purchase a new policy or extend your existing coverage while you are already abroad. You can also make claims online from anywhere in the world, making it one of the most flexible options for travelers.
What is the difference between the Standard and Explorer plans?
The Standard Plan provides essential coverage with lower limits, suitable for most trips. The Explorer Plan offers higher medical coverage (up to $250,000 vs $100,000), higher baggage limits ($3,000 vs $1,000), and covers a wider range of adventure activities. Choose the Explorer Plan if you are participating in more extreme activities or want extra peace of mind.
Does World Nomads cover pre-existing conditions?
Generally, World Nomads does not cover pre-existing medical conditions. If this is a concern, consider providers that offer pre-existing condition waivers, such as Allianz or InsureMyTrip.
What countries does World Nomads cover?
World Nomads provides travel insurance for travelers from over 100 countries and covers trips to destinations worldwide. Coverage availability and specific terms may vary based on your country of residence.
How do I make a claim with World Nomads?
You can submit claims online through the World Nomads website from anywhere in the world. Gather relevant documentation such as medical reports, police reports for theft, or airline correspondence for delays, and submit them through the online claims portal.

Related Insurance Pages

Travel Insurance

Protect your trip

Travel insurance can help protect against unexpected trip cancellations, medical emergencies, and lost luggage.

  • Medical emergency coverage
  • Trip cancellation protection
  • Lost luggage assistance
Get a travel insurance quote

We receive a fee when you get a quote from World Nomads using this link. We do not represent World Nomads. This is not a recommendation to buy travel insurance.

Disclosure: We receive a fee when you get a quote from World Nomads using this link. We do not represent World Nomads. This is not a recommendation to buy travel insurance. Coverage details, terms, and pricing vary by country of residence and trip details. Always read the full policy documentation before purchasing.